Ecommpay links with Payrails to streamline payments

Ecommpay has struck a strategic partnership with Payrails, linking Ecommpay's product suite with Payrails' payment orchestration system for large online merchants.

The companies are targeting businesses that manage multiple payment providers and integrations across markets, arguing that this setup can add operational complexity and drive up costs as merchants expand.

Ecommpay provides payment processing and orchestration services. Payrails sells a financial operating system that sits across payment operations. The partnership connects the two platforms through a single API, giving Payrails customers access to Ecommpay's acquiring, alternative payment methods and fraud tools.

Merchants are under pressure to raise authorisation rates and reduce payment-related friction at checkout. At the same time, payment stacks have become more fragmented as firms add new markets, payment types and risk controls. Payment orchestration has emerged as a common response, routing transactions between providers and consolidating reporting.

Single Connection

Under the partnership, Payrails clients can connect to Ecommpay's services through one integration, including more than 100 alternative payment methods and a mix of global and local acquiring options.

Payrails' platform includes modules for payment orchestration, tokenisation, unified analytics, automated reconciliation and chargeback management. It also describes the product as a workflow system that links those functions.

Ecommpay's platform covers acquiring and payment processing and includes orchestration features. It positions its fraud tooling as proprietary.

Roy Blokker, Head of Strategic Sales at Ecommpay, stated that the partnership supports the company's focus on streamlining payment operations for larger merchants.

"This collaboration with Payrails marks a significant step in our mission to simplify and optimise payments for enterprises," Blokker said. "By combining our tailored solutions with Payrails' robust and independent infrastructure, we are making it easier for eCommerce businesses to manage payments, improve performance, and reduce complexity."

Payrails' Head of Partnerships, Paul Goddard, said the two product lines were complementary.

"Ecommpay's expertise in tailored solutions, with its comprehensive product suite, perfectly complement the Payrails infrastructure," Goddard said. "Together, we are enabling businesses to achieve greater payment success and focus on their core growth."

Optimisation Focus

The partnership is framed around payment optimisation goals such as higher acceptance and conversion rates and lower processing costs. The companies also point to faster rollout of new payment services as merchants expand.

Large merchants often maintain direct contracts with card acquirers, local payment schemes and alternative payment providers. This can lead to overlapping reporting systems and reconciliation processes, and complicate risk and chargeback handling across payment methods.

Vendors in the segment have been pushing platform models that combine transaction routing, analytics and operational tools. Interest has also grown in tokenisation and consolidated data models, as merchants aim to manage customer credentials and transaction data consistently across channels and providers.

Payrails has been building its platform through modular components, including analytics and reconciliation, which are often handled separately from transaction processing. It also positions chargeback management alongside payment acceptance rather than within it.

For Ecommpay, the partnership expands distribution of its payment methods and acquiring connectivity to Payrails' customer base. It also provides another route into larger merchants that want an orchestration layer above multiple payment providers.

Funding And Growth

Payrails raised USD 32 million in a Series A funding round in 2025. The company stated that the capital will be used to expand its efforts in providing enterprises with greater control over their payment operations.

Ecommpay reported a year-on-year increase in transaction volume of 19% and processing volume of 25%. Founded in 2012, the company is headquartered in London.

The partnership adds to broader competition among payment service providers and orchestration vendors as merchants reassess payment infrastructure. Many large retailers and digital-first brands have moved to multi-provider strategies to improve redundancy and pricing leverage, increasing the need for tools that manage routing logic, consistent reporting and operational controls.