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Credit risk stories

New Zealand personal loan delinquencies hit three-year high
Risk & Compliance

New Zealand personal loan delinquencies hit three-year high

Unsecured borrowers in New Zealand are under mounting strain as Experian flags a rise in personal loan arrears to a three-year peak.

By Karen Joy Bacudo • 4 min read • Last month

Global Stories

Credit risk stories

Fintech leaders hail digital payments & blockchain
Crypto

Fintech leaders hail digital payments & blockchain

Cross-border payments are becoming faster and more transparent, with stablecoins and data-driven lending broadening access for firms shut out by banks.

By Karen Joy Bacudo • 4 min read • Last week
World FinTech Day warnings over governance & skills
Digital Transformation

World FinTech Day warnings over governance & skills

Financial services firms risk stalled AI roll-outs and weaker supply chains unless governance and digital skills improve, experts warned.

By Karen Joy Bacudo • 6 min read • This month
Method launches Portfolio Intelligence for lenders
Fintech

Method launches Portfolio Intelligence for lenders

Lenders can now track borrowers' changing debt loads after origination, as the tool flags refinancing and risk signals without reauthentication.

By Sofiah Nichole Salivio • 3 min read • Last month
BNPL Fraud in Australia: Why new rules make data quality critical
Fintech

BNPL Fraud in Australia: Why new rules make data quality critical

New licensing rules mean BNPL providers must verify identities and addresses more accurately or risk fraud losses and compliance breaches.

By Edmund Ng • 5 min read • Last month

Stories from Other Regions

Credit risk stories

Australian lenders adopt AI faster than data readiness
Digital Transformation

Australian lenders adopt AI faster than data readiness

Most Australian lenders are using agentic AI in underwriting, but just 3% say their data is fully ready for AI-driven decisions.

By Sean Mitchell • 4 min read • Yesterday
PGI Canada launches personal guarantee cover for loans
Fintech

PGI Canada launches personal guarantee cover for loans

Canadian business owners now have a new way to cap personal losses when lenders enforce personal guarantees on commercial loans.

By Karen Joy Bacudo • 4 min read • Last week
Australia agribusiness lenders urged to rethink rural risk
Fintech

Australia agribusiness lenders urged to rethink rural risk

Rising farm debt and climate exposure are forcing lenders to use parcel-level evidence, as agribusiness credit swells to AUD $140.3 billion.

By Karen Joy Bacudo • 4 min read • Last week
VIVA triples loan originations after LoanPro migration
Software-as-a-Service

VIVA triples loan originations after LoanPro migration

The lender says cleaner data and more automation cut manual work, helping it scale without hiring servicing staff at the same pace.

By Karen Joy Bacudo • 4 min read • Last week
US small firms lean on personal credit, survey finds
Fintech

US small firms lean on personal credit, survey finds

Poorly prepared borrowing is forcing many US small business owners to lean on personal credit, with 75% doing so last year.

By Karen Joy Bacudo • 4 min read • Last month
TBC Uzbekistan launches digital car loans in pilot mode
Digital Transformation

TBC Uzbekistan launches digital car loans in pilot mode

Selected customers can now secure vehicle finance in the app, with approval in a minute and delivery within 24 hours.

By Karen Joy Bacudo • 4 min read • Last month
UK fintech faces tougher oversight as rules tighten
Data Analytics

UK fintech faces tougher oversight as rules tighten

Regulators are widening scrutiny of digital finance, forcing UK fintechs to overhaul cloud, payments and data strategies to meet tougher standards.

By Sofiah Nichole Salivio • 7 min read • Last month
Klarna to power Apple Upgrade leasing in US stores
Fintech

Klarna to power Apple Upgrade leasing in US stores

Apple customers in the US can now lease iPhones, Macs, iPads and Watches through Klarna, replacing the company's old upgrade plan.

By Karen Joy Bacudo • 4 min read • Last month
UK credit card severe delinquency rises, FICO says
Risk & Compliance

UK credit card severe delinquency rises, FICO says

Severe arrears are deepening among vulnerable borrowers, even as post-Easter spending fell and repayments ticked higher in May.

By Sofiah Nichole Salivio • 4 min read • Last month
Paylink appoints new Senior Leaders as business evolves platform
Software-as-a-Service

Paylink appoints new Senior Leaders as business evolves platform

The Grantham-based affordability technology provider is expanding beyond its Embark platform as it targets more clients and stronger customer support.

By Mark Tarre • 4 min read • Last month
Early mortgage hardship boosts repayment recovery: Experian
Data Analytics

Early mortgage hardship boosts repayment recovery: Experian

Borrowers who seek help before falling behind on mortgages are far more likely to recover, with 87% back on track within six months.

By Karen Joy Bacudo • 3 min read • Last month
Block Earner launches Australia's first crypto loans
Fintech

Block Earner launches Australia's first crypto loans

Australian borrowers can now access AUD loans against crypto holdings without selling, as a licensed platform moves digital assets into mainstream credit.

By Sean Mitchell • 4 min read • Last month